Wio Personal

Wio

About this app

• Open your Wio Personal account in minutes. Save, spend, borrow, manage and invest your money - all in one place.
• Spend like a local, globally, with free AED, USD, EUR, and GBP accounts.
• Travel smart with your Wio card. Pay no foreign exchange fees and earn 1% cashback on your multi-currency transactions!
• Earn up to 5.5% p.a. interest on Savings when you sign up to Wio Personal ‘Plus’ Plan.
• Get a Wio card that you can use instantly online and add it to Apple Pay or Google Pay. Order your physical card anytime.
• Create Virtual cards in the design you prefer and set up a spending limits for secure online shopping or in-store.
• Get rewards that grow with up to 2% cashback on all your spends.
• Choose how to receive cashback: to current account, saving space or in stocks you’ve selected.
• Access thousands of stocks & ETFs and start investing with only $1 in the same app.
• Enjoy instant IPO application when UAE companies go public and increase your allocation of shares with up to 5x leverage.
• Transfer money to over 100 countries. Enjoy instant currency exchange at highly attractive rates.
• Enjoy controls that make you feel secure. Choose where and how you spend your money and strong encryption features.

Ratings and reviews

For some reason they do important things by text. You get a text whenever you transact with your card, rather than a notification. Whenever you have to verify payments it's by text, and they ALWAYS take 30 minutes to come through, meaning you found another way of doing whatever you were trying to do - book a cab, order food, make an online purchase. I'm really not sure why they're stuck in the 2000s with this tech setup. Absolutely nothing should be SMS based. It's 2024, get with the times.

Dear WIO team, i used to be a big fan of your work. The app is great and helped a lot of people in the UAE (saving & cashback). However it is not possible to get a statement of all account transaction in xls format. This forces us to record the transactions by screen shot and manual entry every month. Come on guys, exporting accounts is a default feature to have

The app is good and easy to navigate. But the main thing "service" is extremely slow and not trustworthy. I tried transferring amount from wio to other banks, it almost always takes atleast half to one Hr. for the money to credit in other account. Yesterday I saw notification saying there is a delay and transfer can take upto 3 days ! Tried several times to get it touch with support. Never had a chance to talk even on chat. Very risky.

What's new

Introducing ‘Recurrent payments’ for your convenience in sending money regularly. Else you can now create cards for sharing with people you trust, enabling them to receive SMS notifications on their transactions. Update now to access these new features and improvements!