Brink's Armored Account

NetSpend

About this app

The Brink’s ArmoredTM Account Mobile App gives you the power to manage your money on the go from the palm of your hand.

-Earn points for qualifying purchases and redeem for cash back onto your Account.(1)
-Find the closest Brink’s Money Network ATM location to get one no-cost ATM withdrawal per month.(2)
-View your transaction history and balance.
-Send money to friends and family.(3)
-Move money to and from Savings Account.(4)

IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens an Account. WHAT THIS MEANS FOR YOU: When you open an Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see a copy of your driver's license or other documents at any time. All Accounts are opened subject to your ability to verify your identity by requiring acceptable type of identification. We may validate the information you provide us to ensure we have a reasonable belief of your identity. If we are not able to verify your identity to our satisfaction, we will not open your Account or we may close the Account if it was previously funded. Your Account is subject to fraud prevention restrictions at any time, with or without notice.

1 Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). Certain restrictions apply; see the program terms and conditions for full details, including point earning and redemption parameters. Void where prohibited by law. Pathward®, N.A., and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer.

2 The first ATM Cash Withdrawal Fee per calendar month is waived for withdrawals at a Brink’s Money Network ATM. In addition, the ATM-owner surcharge fee will be credited back to your account for the first withdrawal at a Brink’s Money Network ATM per calendar month. Visit your Online Account Center to find a list of Brink’s Money Network ATMs. All other ATM withdrawals may incur a surcharge assessed by the institution that owns the terminal or network in addition to the ATM Cash Withdrawal Fee disclosed in your Deposit Account Agreement.

3 No Account-to-Account Transfer Fee when completed online. A $4.95 Account-to-Account Transfer Fee applies via a Customer Service Agent. Other transaction fees, costs and terms and conditions may apply. Use of Account is also subject to funds availability. See Deposit Account Agreement for details.

4 No minimum balance to open an optional Savings Account. Savings Account funds are withdrawn through your Brink’s ArmoredTM Account (maximum 6 such transfers per calendar month). The Savings Account linked with your Brink’s Armored TM Account is made available to Accountholders through Pathward, N.A., Member FDIC. Funds on deposit are FDIC insured through Pathward, N.A. For purposes of FDIC coverage, all funds held on deposit by you at Pathward, N.A., will be aggregated up to the coverage limit, currently $250,000.00.

The Brink's ArmoredTM Account is a deposit account established by Pathward, National Association, Member FDIC, and the Mastercard Debit Card is issued by Pathward, N.A., pursuant to license by Mastercard International Incorporated. Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Card may be used everywhere Debit Mastercard is accepted.

© 2023 Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners.

Ratings and reviews

Decent, but watch your statements for service fees! I found in the first few months, no fees. Then, a fee for November posted on the 4th, then a in February which I was told was for December, and yet another fee for replacing my lost card. They had no problem returning the replacement fee and the fee for December, posted in February, which made no sense, but they hesitated on that random fee posted in November, but it was refunded. FYI, and beware: offshore call centers here

these monthly fees are way too high other banks doesn't hit this hard only netspend and it's partners I wish agencies like government, lottery, prize winners etc would give a choice before surprising me with anything netspend

By far the Best online checking account I prefer Brinks over Chime and CashApp due to the many features, not to mention the customer service is far superior in every conceivable way possible. That is the main reasons for my five star review and I'm going to purposefully one star all Brinks top competition because I have been screwed around by a few online banking services and there so called customer service representatives more like hey I get paid to hear your problem then sorry I can't help