Classic Netspend

4.7
109K reviews
5M+
Downloads
Content rating
Everyone
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About this app

1 Netspend Prepaid Customers: Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction.

Netspend All-Access Customers: Faster funding claim is based on a comparison of the Pathward™, National Association's and Republic Bank & Trust Company's policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction.

2 Netspend does not charge for this service, but your wireless carrier may charge for messages or data.

3 No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Netspend Customer Service agent.

4 The Netspend Network is provided by Netspend Corporation and its authorized agents. Netspend is a licensed provider of money transfer services (NMLS ID: 932678). Netspend's licenses and related information may be found at www.netspend.com / licenses. Fees, limits, and other restrictions may be imposed by Netspend and other third parties in connection with use of the Netspend Network.

Netspend Visa Prepaid Card & Netspend Prepaid Mastercard
The Netspend Visa Prepaid Card is issued by The Bancorp Bank, Pathward™, National Association, and Republic Bank & Trust Company, pursuant to a license from Visa U.S.A. Inc. The Netspend Prepaid Mastercard is issued by The Bancorp Bank, Pathward™, N.A., and Republic Bank & Trust Company pursuant to license by Mastercard International Incorporated. The Bancorp Bank, Pathward™, N.A., and Republic Bank & Trust Company; Members FDIC. Please see the back of your Card for its issuing bank. Netspend is a registered agent of The Bancorp Bank, Pathward™, N.A., and Republic Bank & Trust Company. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See Cardholder Agreement for details. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The Netspend® All-Access® Account
The Netspend All-Access deposit account is established by Pathmark, N.A., Member FDIC. Netspend is a service provider to Pathward™, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Netspend All-Access is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Fees, terms and conditions apply.
Updated on
Mar 8, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 4 others
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
107K reviews
Carrie Hubble
December 28, 2023
I adore my Netspend card. I have many prepaid debit cards and apps on my phone but I really only use two. The only issue I have with this app is that it is slow af. I mean like so slow the phone times out and tells me there's an error. Its slow to load the app, to sign in, anytime you go to another 'page'. And yes I realize how petty this all is. I grew up w/out computers&internet&cell phones. But you want to make your app better? This is a suggestion.
347 people found this review helpful
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NetSpend
December 28, 2023
Hey, thanks for writing a review. Sometimes, the app may be slow but such instances are rare. If it happens too often, please let us know at social@netspend.com. We'll have things investigated.
Shane McCool
February 2, 2024
I just use it to check my balance. It takes some time to get to the page that shows my actual account balance but can't hate on the security precautions used. I can't figure out how to get the feature that texts me after every purchase with my new balance. Update: I'm now giving it 2stars. And I don't use this online bank account anymore. The main reason being there are so many others (online banking) that DO NOT charge a monthly fee. It's a no brainer really so I switched to Chime. ✌️☮️
198 people found this review helpful
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NetSpend
February 12, 2021
For assistance with enrolling in Anytime Alerts, please contact us at social@netspend.com. Thanks.
Robin L. Irwin (Rockin' Robin)
December 14, 2023
When I first got this card over a year ago for my widows benefits it was great. I usually am supposed to get my benefits the 3rd week of the month but ever since I've had this card I get it the Friday before, which is fantastic. What I really hate is they let payments go thru and charge me $20 each time. If there's no money in my account I do NOT want the payment to go thru. Payments are direct deposit and they charge $5 every month. Ridiculous! They shouldn't charge ANYTHING for direct deposit!
346 people found this review helpful
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NetSpend
September 15, 2022
Thank you so much for your review! Please send us an email to social@netspend.com if you have any questions or concerns.