Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Fully Revised and Updated for 2018

Vicki Robin · Joe Dominguez

Jun 2018 · Penguin Random House Audio · Narrated by Vicki Robin

About this audiobook

Brand new for 2018: A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold
 
“The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It

"This is a wonderful book. It can really change your life." -Oprah
 
For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money.
 
Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: 
 
• Get out of debt and develop savings
• Save money through mindfulness and good habits, rather than strict budgeting
• Declutter your life and live well for less
• Invest your savings and begin creating wealth
• Save the planet while saving money
• …and so much more!

"The seminal guide to the new morality of personal money management." -Los Angeles Times

*Includes a Bonus PDF with charts and graphs

Ratings and reviews

A title more appropriate than intended. I picked up this book immediately after rereading John Galt's speech (for the third time) where this phrase, "your money or your life," was explicitly used to describe the insane mentality of Collectivists. After hearing good things about it --- third hand, mind you, --- I came to the assumption that this book must be an essay and self-help guide to fight this mentality; but the truth is that it embraces it fully. I am, and forever will be, shocked to know just how many of the phrases in this book come directly from that book, Atlas Shrugged, --- which promotes the Utopia of Greed via Egoism, --- while standing directly as an affront to its message. But don't take my word for it. Answer the question yourself, if you don't know already: Who is John Galt?

I'm struggling to get through this book. She assumes everyone is a nit-witted, corporatized, consumer, with an addiction to endless shopping and no willingness or ability to save money. What a patronizing attitude. And so untrue for most of us. Uggghhh.

Vicki's warm tone and personal touch helps this book's content hit the mark and resonate with the reader. This book pushes the reader to soul search and find what makes life worth living for them and evaluate the ways they are working towards having their finances support that goal. No shame, no blame. This book will spark many conversations with you and your loved ones and invites self reflection with actionable suggestions and examples.

About the author

Joe Dominguez (1938-1997) was a successful financial analyst on Wall Street before retiring at the age of thirty-one by following the nine-step program he formulated for himself. He taught this formula for many years, and preserved it for future generations in Your Money or Your Life. From 1969 on, he was a full-time volunteer and donated all proceeds from his teaching to transformational projects.

Vicki Robin is a renowned innovator, writer, and speaker. In addition to coauthoring the bestselling Your Money or Your Life, Robin has been at the forefront of the sustainable living movement. She has received awards from Co-Op America and Sustainable Northwest and was profiled in Utne Magazine’s book Visionaries: People and Ideas to Change Your Life. She is also the author of Blessing the Hands That Feed Us: What Eating Closer to Home Can Teach Us About Food, Community and Our Place on Earth. She lives on Whidbey Island in Washington.

Peter Adeney, better known as Mr. Money Mustache, is an influential financial blogger who retired financially independent shortly after turning thirty, and now writes about how to live a frugal life of leisure.