The Total Money Makeover: A Proven Plan for Financial Fitness

Dave Ramsey

Jun 2009 · Thomas Nelson · Narrated by Dave Ramsey

About this audiobook

READ BY THE AUTHOR.

Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite finance coach, Dave Ramsey.

By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for.

The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to:

• Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method
• Break bad habits and make lasting changes when it comes to your relationship with money
• Recognize the 10 most dangerous money myths
• Secure a healthy nest egg for emergencies and set yourself up for retirement
• Become financially healthy for life
• Live like no one else, so later you can LIVE (and GIVE) like no one else!

Ratings and reviews

This book is going to make you look deep into the ugly crevices of your financial life. You're gonna find your fears, your bad habits and your pain. The upside is that after you've gotten freaked out, you'll find strength, inspiration and focus. Financial success isn't just about the facts on a balance sheet, so much as it's about the emotional dragons you slay on the journey up a perilous and unforgiving mountain of reality. Despite having a Bachelor's of Finance, it took me reading this book to realize that I was the stupid broke uncle that taught people how to get a bigger shovel to dig a deeper hole. After reading this book, I'm using that same shovel to bury bad habits that held me back and stole my prosperity. The knowledge is simple, but the lessons and finding the humility to follow them is hard. If you're reading this, you probably feel sick of running through life like a hamster on a wheel - it's time to jump off the wheel and start taking steps on solid ground. This will be the best investment you can make for your future, if, and only if, you follow the program. Good luck!

It's not proven if you select only the good results. The plan is make enough money then budget it till you paid all the usery practicers. Sad that I couldn't find a single person who was able to point out anything that justified the cost, other then the name of the author. I went to a conference with Mr fart face author. He poor shamed a lady between us. I wish I had a phone back then to record his neoconservative elitist poor shaming.

I thought I was doing good. I thought I had a decent direction. and that things were going to be alright in the end. Dave Ramsey woke me up. Preparing to buy a new car because it comes with a warranty and I make 8 times what I did in college is a huge mistake. What I thought I was doing was not good at all, it was stupid and normal, and now I've been enlightened. Now my direction is fantastic. A written budget, and 6 clear steps to go. It's going to be incredible in the end, not just alright. I'm $30000 in debt today. In 10 months I'll be 26 and debt free. I'll put 100% down on a home when I'm 30 and build wealth to help my friends, family, and others. I'm not a religious person, but Dave Ramsey is the closest thing to a financial Jesus that I've known. He just wants all who come across him to be wealthier for it -- and he's succeeding, wildly. Jump on this bandwagon, it's doing better than the one you're currently on. The book is great, but his YouTube has it all. Thanks Dave.

About the author

Dave Ramsey is an eight-time No. 1 national best-selling author, personal finance expert and host of The Ramsey Show, heard by more than 18 million listeners each week. He has appeared on Good Morning America, CBS Mornings, Today Show, Fox News, CNN, Fox Business, and many more. Since 1992, Dave has helped people regain control of their money, build wealth and enhance their lives. He also serves as CEO for the company, Ramsey Solutions.