Lenme: Investing and Borrowing

In-app purchases
2.5
4.13K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Lenme app is the perfect tool helping in all connections between borrowers and investors.
Borrowers can get all the loans they need in minutes with total ease! We even allow users to continually increase their loan limit eligibility while requesting loans through the App. Until you are eligible for loans that can reach up to $5,000!

And if you have the interest to invest in lending. Lenme is your perfect gate to earn some cash and generate good passive income. Gain returns you have always looked for!

Benefits you can get for as low as $1.99 a month:
- No credit score required, debt-to-income ratio, or paperwork hassle.
- Creating your borrower profile and requesting a loan won’t take more than 3 mins!
- Thousands of Investors will compete to offer the best rates and you will have the power to choose.
- Get funds transferred to your bank account as quickly as the same day
- As long as you pay back your loan your limit will keep increasing until you are eligible for up to $5,000!

Lenme has the perfect investing platform!
- Diversify portfolio in a market with low volatility.
- Easily select investments that suit the level of risk you’re comfortable with.
- Enjoy withdrawing your earnings at no cost.
- Investment assistance with Lenme predict service.
- Invest in almost risk-free loans backed by Crypto as Collateral.

Lenme has a new loan just for you - borrow up to $10,000 using your Crypto-Wallet as collateral. Borrowers owning crypto can now connect their wallets to the app and request bigger limit loans. Investors can earn up to $1,700 when funding!

Lenme is a lending platform that connects people looking to borrow money with financial institutions, lending businesses, and individual investors looking to invest in the loan market. Users remain completely anonymous throughout the entire borrowing/lending process. For transparency and to encourage a fair and competitive market, the “feed” tab within the app allows users to see which loans are being funded and all associated fees. Loans shown on the "feed" reflect loans funded through the Lenme platform, some of which may not be available to Android users.

Lenme offers a monthly/annual subscription through Google Play. Subscriptions will automatically renew unless canceled within 24 hours before the end of the subscription period. You can cancel anytime via your Google Play account.

LenmePredict, our machine learning algorithm, is a standalone product offered for lenders through Apple Pay for purchase either per-use or monthly/annual subscription. Subscriptions will automatically renew unless canceled within 24 hours before the end of the subscription period. You can cancel anytime via your google play account.

Crypto-backed loans, our new product allows investors to fund cash loans backed by cryptocurrency owned by the borrower. Cryptocurrencies are used as collateral and may be liquidated in case of default or sudden price drop of the held currency.

Since our app is not directly involved in the lending decision, we cannot guarantee the interest rate borrowers will be offered. For example, Loans backed by cryptocurrency have a maximum interest rate (APR) of 25%. All borrowers have the option to request a loan on our platform for up to a 12-month repayment period and a minimum of 2 months paid in installments. Android users are not allowed to request loans that require repayment in full in 60 days or less from the date the loan is issued. Lending decision is based on multiple factors viewable on our app, including credit, income, and cash flow analysis.

A representative example of the total cost of the loan, including all applicable fees: If you borrow $1,000 over a term of 1 year with an APR of 12% and an origination fee of 1%, you will pay $89.75 per month. The total amount payable will be $1,076.96, with total interest and fees of $76.96.

For more information, see our Terms of Use and Privacy Policy.
https://lenme.com/privacy-policy
https://lenme.com/term-of-use
Updated on
Mar 25, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.5
4.04K reviews
Thomas adams
December 29, 2023
Terrible service. System is too full of requests for them to even consider you. Don't waste your time. Edit: Still the same score. Wanted to add that I've paid for the year just to try it out. I've put in 2 separate requests and nothing. You can't even cancel it until it's been over a month and they cancel it for you. Seriously what kind of system is that. After a few hours your request is so buried in everything that yours is never going to be seen. Use another app and save your time.
86 people found this review helpful
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Joey Potter
November 12, 2023
App functioned well but I just didn't get any offers. Updated update. 3 strikes your out. I was initially trying to redeem the 2 week trial I got an email about and wasn't finding where to enter code so I selected the 2 day offer with the annual subscription. I was immediately charged the $9.99 for one year starting today. This would of been my 3rd attempt at using service. I already didn't have very high expectations after previous but didn't expect to have money taken from me
104 people found this review helpful
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Karen Tompkins
November 10, 2023
WORST APP EVER!! Had a problem while trying to add info to my account and reached out to customer service which was a total waste of time. Multiple attempts to contact someone went either completely ignored or received the same verbatim generic response that was only even vaguely related to my problem and was absolutely not helpful at all. Don't waste your time with this useless app. The only positive thing i have to say about this experience is at least I'm not out any money.
15 people found this review helpful
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What's new

Refer your friends to Lenme and earn up to $40 for a limited time. We continuously improve our platform to ensure the best user experience. Check out our latest features and improvements:
- We have changed the way you login for better experience.

If you have any questions or ideas, feel free to contact us at hello@lenme.com.