Brigit: Borrow & Build Credit

Brigit

About this app

Get an instant cash advance*, build credit**, save money, and track your spending when you join over 4 million users on the financial health & budget app made for you. Get the money you need today and start building credit for a bright financial future.

GET STARTED WITH BRIGIT:
1. Download Brigit
2. Connect your bank account
3. Request an Instant Cash advance*
4. Get money deposited into your bank account

It’s that easy! See full disclosures below.

GET CASH FAST - $50 to $250*
When you need extra money to make ends meet, Brigit’s got your back.
• No credit check
• No interest or tips
• No late fees
• Repay it when you get paid or can afford it

BUILD CREDIT & SAVE MONEY**
Save money & build credit without a credit card.
• No hard pull, no credit, no interest and no security deposit required
• Build your credit history by contributing as little as $1 per month – the rest is paid from the new account
• Payments reported to all 3 credit bureaus - Experian, Equifax & TransUnion
• Tally up the savings. Extra money put into the loan gets returned to you when paid off!

PROTECT YOUR MONEY
Stay on top of your credit, cash and identity.
• Track and monitor your credit score with full credit reports
• Real-time bank balance alerts
• Identity theft protection
• Free financial tools to help you save more and spend less

BUDGET BETTER
Connect your bank account to unlock financial insights for free.
• Monitor your earnings and expenses
• Budget smarter with bill forecasts & spending breakdowns
• Find subscriptions you no longer need

EARN & SAVE
We’re here to help you earn and save money. From side gigs to exclusive offers, your bank account will thank you.
• Earn extra cash now with surveys & partner offers
• Find money making opportunities including part-time, full-time, gig & remote jobs
• Cash back, discounts, insurance savings & more

FAST LOAN OFFERS
Need to borrow $500 or more? Get matched with personal loan offers from Brigit’s partners. Compare offers for personal loans & online loans.

EASY SIGN UP. NO RED TAPE.
Download the Brigit app and sign up for free in minutes.
• Brigit works with Chime, Bank of America, Wells Fargo, Chase Bank & 15,000+ more.
• Basic Plan: Free account alerts & insights + access to exclusive earn & save offers
• Paid Plans: $8.99-$14.99/month with cash advances* & tools to help you build credit**, budget better & save

Support 7 Days a Week at [e-mail]

Download Brigit today and empower your financial future!

DISCLOSURES
Brigit is not affiliated with loan apps, money apps, Credit Karma, Kikoff Credit Builder Loan, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, FloatMe, Empower, Cash Now App, Venmo, Self, Rocket Money, Possible Finance, paycheck loans, or payday loans

Some features subject to a paid plan.

*Cash Advances:
Not all users will qualify. Subject to eligibility and Brigit’s approval and policies, advances range from $50 - $250. Not available in all states. Express (instant) transfer fee may apply for debit card disbursals. Advances have no mandatory min or max repayment period. Money advanced has 0% max interest. Example $100 cash advance: Sent via ACH & paid back on the date you set with 0% interest, $0 origination fees, $0 processing fees, $0 transfer fees related to the money advance. Total Cost: $100
**Credit Builder:
Impact to credit score may vary, and some users’ credit scores may not improve. Results depend on many factors including whether your loan payments are on time, the status of your other, non-Brigit accounts, and financial history. Credit builder loans are issued by Coastal Community Bank, Member FDIC. Credit builder loan example: a $600 loan, paid back over 24 months with $25 dollar monthly payments & no interest (Max 0% APR). $0 for interest, processing, origination, late payment, transfer, or early payment fees. Total Cost: $600

Privacy Policy: https://www.hellobrigit.com/privacy
Brigit
36 W 20th St
New York, NY 10011

Ratings and reviews

It's OK, but I feel like I got mixed messages and some of them are vague communications or I just don't know where to look on the app and that's why I downgraded to the free version. I don't like paying for something that seems a little shifty or difficult to get straightforward answers. But it think the credit builder did help with my credit score a little but now you need to pay more for that option. The price hike, isn't worth it for only that 1 benefit in my opinion.

Brigit is fine for low amounts. I signed up for the subscription. My second advance was lower than my first, but that's pretty standard. The only issue I'm having is Brigit is supposed to automatically deposit when my bank balance drops below a certain amount. Last month they deposited when my account dropped below $125. This month they deposited nothing. I had to go to the app and request an advance when I realized I was -$120. So I am not really sure what I am paying for.

I signed up for a $1 a month credit builder loan, which is a cool product to offer, but somehow also got saddled with a $25 a month credit builder loan that I remember tapping on to look at the terms but I did not sign up for that. So I canceled both but they're still trying to say I'm going to owe them a month's premium subscription for forcing a loan on me I didn't agree to and never made a single payment on. Good luck collecting on that. 👹🤡 I only had the premium subscription for two days.

What's new

-Need $500 or more? Now you can get personal loan offers from Brigit partners in the Earn & Save section on the app.
-No one likes bugs, we fixed ‘em!
-Still got issues with the app? Check out hellobrigit.com/support, or reach out to us anytime at [e-mail] so we can help.