The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness

Dave Ramsey

Sep 2013 · Sold by Thomas Nelson

About this ebook

Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey.

By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for.

The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to:

• Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method
• Break bad habits and make lasting changes when it comes to your relationship with money
• Recognize the 10 most dangerous money myths
• Secure a healthy nest egg for emergencies and set yourself up for retirement
• Become financially healthy for life
• Live like no one else, so later you can LIVE (and GIVE) like no one else!

This edition of The Total Money Makeover includes new, expanded "Dave Rants" that tackle marriage conflict, college debt, and so much more. The Total Money Makeover: Classic Edition also includes brand new back-of-the-book resources to help you make The Total Money Makeover your new reality.

Ratings and reviews

I have read many books on personal finance... and would definitely recommend this book to anyone who is looking for a financial compass... the way is arranged is simple to follow... once done, you could move on to others...

We are in better shape than most, but we (mostly me) waste way too much and hold too much debt. The house is paid off, we have $28k savings, and a large portfolio that is professionally managed. This book has opened my eyes to what we should be doing with our paychecks in order to grow our wealth. We should be debt free in next 18 months at which point the plan is to invest every possible dollar and save for home improvements and new cars....and a hot tub.

This book is a reaffirmation of everything he says in his podcast (which I've been listening to for awhile now). The 7 steps have really started my family down a path to being debt free. This book is a great read for anyone who is willing to do what it takes to change their life.

About the author

Dave Ramsey is an eight-time No. 1 national best-selling author, personal finance expert and host of The Ramsey Show, heard by more than 18 million listeners each week. He has appeared on Good Morning America, CBS Mornings, Today Show, Fox News, CNN, Fox Business, and many more. Since 1992, Dave has helped people regain control of their money, build wealth and enhance their lives. He also serves as CEO for the company, Ramsey Solutions.