BA Plus Pro Financial Calculat

Jack Yu(于)

About this app

Free, no Ads, not require any privileges.

This finance calculator app has the same usage and operation sequences with BA II Plus Professional Financial Calculator, and it provides scientific calculation function and financial calculation such as time-value-of-money, amortization schedule, cash flow, and so on.

Support dates format and number separators format of USA and European, Support degrees and radians of the Angle Units.
• Scientific calculation(algebraic operating system(AOS), chain calculation method(Chn)): universal power, combinations, permutations, square, square root, reciprocal, sine, arcsine, hyperbolic sine, hyperbolic arcsine.
• Time Value of Money calculations(TVM), Number of periods(N), Interest rate per year(I/Y), Present value(PV), Payment(PMT), Future value(FV),and so on.
• Amortization Schedule, Starting payment(P1), Ending payment(P2), Balance(BAL), Principal paid(PRN), Interest paid(INT).
• Cash Flow analysis, support up to 99 data pairs input, Net Present Value (NPV), and Internal Rate of Return (IRR), Net Future Value (NFV), Payback (PB), Discounted Payback (DPB), Reinvestment Rate (RI), and Modified Internal Rate of Return(MOD).
• Bond calculations, bond price(PRI), yield to maturity or call(YLD), accrued interest(AI), modified duration(DUR).
• Depreciation calculations, support 6 different methodologies, Depreciation for the year(DEP), Remaining book value at the end of the year(RBV), Remaining depreciable value(RDV)
• Statistics Analysis, support up to 99 data pairs input, Support 5 analysis models(Standard linear regression,

Logarithmic regression, Exponential regression, Power regression, One-variable statistics).
• Percent Change/Compound Interest
• Interest Conversion
• Date calculations,
• Profit Margin,
• Breakeven
• 10 Memories for storage
• Automatically save/restore all format settings during app close/start.

Ratings and reviews

Works as expected with no hidden surprises. Free. No ads! The extra touches like info are nice and does not take away from being faithful to the original. People have reported miscalculations. I have not encountered any, but this is always my fear, having faced it in another app. So if the calculation is important run it on say a different (say HP12C) app. Would like a privacy policy statement. Like it enough to be willing to shell out for a paid version (as long as it is reasonable!)

I'll tell you one thing that u missed. In the amortization schedule [2nd][AMORT] you can press [CPT] when the display shows P1 or P2 to set it to the next value. For example if P1 = 1 and P2 = 1 then [CPT] will change them to P1 = 2 and P2 = 2. Slick if you want to quickly navigate through all values on the schedule. Test it on your physical BA II Plus and see.

This app made me sckeptical about safety of using it. This app though shows as safe during Norton's Google Play Scan, after installation, after running Norton 360 app scan it doesn't showup neither under recently installed apps, nor under list of all apps scanned by Norton 360 (list of all instaled apps). Though this app doesn't need any permissions, I noticed this app used some data, whereas my other apps which also don't ask any permissions don't use data, also they show up in Norton 360 scan