Wealthsimple - Grow your money

Wealthsimple

About this app

Grow your money with Wealthsimple. Smart investing tools and personalized advice designed to build long-term wealth.

Get a portfolio built by our experts.
Our customized investing portfolios offer lower fees than most mutual funds, so more of your money is put to work. We invest your money in many different assets across the market. By diversifying your investments, we help minimize your risk and maximize reward. Plus, it runs on auto-pilot, with automatic deposits, portfolio rebalancing, and dividend reinvestment.

Build your own portfolio with low fees.
Choose from thousands of stocks and ETFs. No account minimums and no commissions. Start trading stocks for as little as $1 - including fractional shares of more than 500 stocks and ETFs. For $10/month, you can access USD accounts to skip the FX transaction fees on USD trades. Plus, we won't charge you for any USD transfers from other financial institutions.

Accounts for your financial goals.
Open a non-registered (personal) investing account, or get the tax benefits of registered accounts like RRSPs and TFSAs. Our portfolios can also be invested in RESP, LIRA, Corporate, Spousal RRSP, and joint non-registered accounts.

Advice on demand.
Our team of managed investing financial advisors are fiduciaries, meaning they’re obligated to offer only the information you want, not a sales pitch. Whatever you need, we’re here to help.

Spend, save, and grow your wealth with the Cash account. Earn 4% interest or more on your entire balance, and enjoy great features like free Interac e-Transfers®, 1% cashback on pretty much everything, early pay days via direct deposit, bill pay, and more. All with up to $300,000 in CDIC coverage on eligible deposits.

Buy, sell, and stake crypto.
Trade Bitcoin, Ethereum, Solana, Dogecoin, Shiba Inu, and 50+ other coins. Stake to earn passive returns, all on Canada’s first regulated trading platform. Transfer coins to and from your Wealthsimple wallet in just a few taps. No complicated software or account minimums - just simple and secure crypto trading.

Trusted by over 3 million Canadians.
Your deposits and securities are protected through CDIC or CIPF within specified limits, and we use state-of-the-art encryption to help keep your data and money safe.

Start investing in minutes. Open an account, make a deposit, and put your money to work.


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Managed accounts are offered by Wealthsimple Inc., a registered portfolio manager in each province and territory of Canada.

Stocks and ETFs are offered by Wealthsimple Investments Inc. (WSII). WSII is a member of the Investment Industry Regulatory Organization of Canada. Customer accounts held at WSII are protected by CIPF within specified limits in the event WSII becomes insolvent. A brochure describing the nature and limits of coverage is available upon request or at CIPF.

Our Cash product is offered by Wealthsimple Investments Inc. and Wealthsimple Payments Inc., a FINTRAC registered money services business. The funds you add to a Cash account are held securely in our omnibus custodial account with a federal trust company that is regulated by the Office of the Superintendent of Financial Institutions under the Trust and Loan Companies Act and is a member of the Canada Deposit Insurance Corporation.

Crypto is offered by Wealthsimple Digital Assets Inc., a registered restricted dealer in each jurisdiction in Canada. Crypto-assets are not protected by the Canadian Investor Protection Fund, the Canadian Deposit Insurance Corporation or any other investor protection insurance scheme. Any coins showcased are for illustration purposes only and are not recommendations or investment advice.


Indicated performance is historical for the period indicated. Rate of return does not take into account any fees or tax payable. Past performance may not be repeated.

See wsim.co/legal for more information including fee schedules, risk disclosures and privacy policy.

Ratings and reviews

App is functional, but recently started losing the session and forcing you to login with password and OTP even if you have already enabled it for biometric login. It's as if the app lost all it's data! Also even after waiting for an year there is no way to transfer to RESP from Wealthsimple cash account, so even if you have the money right there you either need to call their support and have them transfer or enterac to another bank and deposit bank to Resp!

This has the potential to be a great app. Design is really good, commission free trades are awesome There are things that can be improved: 1) app performance is extremely slow. 2) price data latency is pretty high. 3) stock discovery is hard to do. 4) no analyst ratings are available. 5) no stop loss sells are available as an option.

Very basic stock app with poor fill. I can't believe there's no way to even modify an order, you have to cancel the existing order and then place a new one. No way to sell covered calls or anything like that either. The main issue though is the fill. I've watched level one on another broker after putting my order, and it's never going in as even a bid. It doesn't get filled till it gets to ask or even below. Quite unfortunate

What's new

EN-CA: We've fixed some bugs and rolled out updates behind the scenes for an even better Wealthsimple experience.