Origin: Budget & Track Money

Origin Financial

In-app purchases

About this app

Automate your budgeting, get 1:1 expert financial guidance, track your spending and investments, and file your taxes right in Origin. Origin is the all-in-one money management platform that supports you, so you don’t have to solve money questions solo. Origin is free to try for 30 days.

Spending & Budgeting:
- Seamlessly track your spending, subscriptions, and bills with real-time expense tracking.
- Create a personalized budget that works for you.
- Effortlessly manage your cash flow and see money coming in and out.

1:1 Financial Planning:
- Match with a CERTIFIED FINANCIAL PLANNER™ professional based on your personal goals and priorities.
- Book a live session with your dedicated financial planner to ask any money questions and get expert guidance.
- Receive a step-by-step plan and track your progress in Origin.

Investing:
- Track individual stock and portfolio performance and optimize your strategy.
- Invest directly in Origin with no advisory fees eating into your returns.
- Answer a few questions and Origin will create a customized investment portfolio tailored to your risk tolerance and time horizon.

Holistic Net Worth:
- Connect your bank accounts, credit cards, investments, loans, and retirement plans in one place to see your full financial picture in Origin.
- Track your holistic Net Worth and see how your assets and liabilities factor into it.
- Get powerful, personalized money recommendations, so you don’t leave money on the table.

Sidekick:
- Get personalized financial guidance from Sidekick, your own 24/7 AI-powered planner.
- Ask any money question—from “What are my top 5 spending categories?” to “When can I afford to buy a car?”— and gain clarity on your financial situation with expert-vetted answers.

Tax Filing:
- File your taxes right in Origin and navigate complex tax scenarios at no extra cost
- Take the dread out of tax season with simple, stress-free returns and expert tax specialists ready to help.

Equity:
- Track private or public equity compensation.
- See an overview of your estimated net value, your vested and unvested shares, and your projected value over time.

Safe, strong, and secure:

At Origin, securing your data is our number one priority. Origin has implemented best-in-class encryption, data protection, and operational protocols to ensure our members’ information is safeguarded.

- All account data is anonymized immediately so it’s not personally identifiable.
- All financial accounts connected to the platform are protected with bank-level security.
- SOC2 Type 2 certified
- GDPR compliant
- Tax product is IRS compliant

Terms of use: https://app.useorigin.com/global-assets/docs/origin_terms_of_service.pdf
Privacy policy: https://www.useorigin.com/privacy-policy

Advisory services are offered through Origin Advisory Services LLC ("Origin RIA"), a Registered Investment Adviser registered with the Securities and Exchange Commission and a wholly-owned subsidiary of Blend Financial Inc. DBA Origin Financial. Origin RIA's registration as a Registered Investment Adviser does not imply a certain level of skill or training. The information contained herein should in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services. All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions.

Ratings and reviews

I love what this app is trying to be! It is the nicest looking money-managing app I've seen. I wish there were more ways to edit transactions (like renaming, marking them as recurring, or creating notes about them). I wish you could have certain budgets rollover to the next month. For example: my car insurance is billed bi-anually, so I would take that amount and split it 6 ways and make that the budget. The app does have some stability issues, but those will hopefully get worked out soon.

So far, so good. Seems like they have a pretty good velocity adding features and improvements. Plaid connections seem pretty stable. They removed the AI part or I am not in the segment for it anymore. I prefer the web app, but the mobile app is convenient. Being able to export csv was a great addition too. Bumped to 5 after response!

Off to a good start! Unfortunately, Plaid is the service used to connect to external accounts, which doesn't communicate with Fidelity, my mortgage, and retirement accounts which has me looking elsewhere. I would love to see custom budget categories. The visuals in this app are excellent and it's well-organized, but not being able to organize my finances the way I want is frustrating. Willing to try again in the future though!