One - Mobile Banking

4.6
33.9K reviews
1M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

One is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC. Approved accounts are FDIC insured up to $250,000 per depositor. One card is issued by Coastal Community Bank pursuant to licensing by MastercardĀ® International.

Join the millions of customers banking through One.

Debit Rewards, early pay, high-yield Savings.

EARN UP TO 5% CASH BACK ON SELECT BRANDSā€ 
Cash back can be earned through the One Rewards Program. See the One app for individual offer requirements. Terms apply.

3% CASH BACK AT WALMARTā€”
With eligible deposits, up to $50 every year.
To receive 3% cash back, eligible customers (at the time their purchase settles) must (a) have received $500 or more of eligible direct deposits in the previous month, or (b) have a total account balance of $5,000 or more. 3% cash back is limited to up to $50 per year and applies only to purchases made at U.S. Walmart locations and on Walmart.com. This promotion may not be combined with other One promotions that offer cash back on purchases at Walmart. Terms Apply.

SEND MONEY TO ANYONE ā€” EASILYĀ§
Send and receive money in seconds with One to One. Just search, select, and pay anyone.
Money sent through One to One can only be transferred to a One Deposit Account. If the recipient does not have an account, they must open one within 10 days of money being sent or it will be returned to the sender.

EARLY PAYŹŒ
Get paid up to 2 days early with direct deposit.
Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data.

5.00% APY ON SAVINGSĪ”
With eligible deposits up to $250,000. Plus, receive 1.00% APY on the rest of your Savings balances.
5.00% annual percentage yield (APY) applies to the primary Savings pocket and custom pockets of customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. Customers can also earn 5.00% APY on Pay Autosave and ONE@Work Save balances. In all instances 5.00% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY.ā€Ø

APYs are as of 9/28/2023, but may change at any time before or after account opening. Fees may reduce earnings on this account.

Ā© Copyright 2024 One Finance, Inc. All third party products, names, logos, and brands are the trademarks or registered trademarks and property of their respective owners. Use of them herein is for identification purposes only and does not imply any ownership, affiliation, or endorsement. Additional terms may apply. To see full account and promotion terms and conditions, visit www.one.app/terms or call (855) 830-6200.

Address:
P.O. BOX 513717
Los Angeles, CA 90051
Updated on
Apr 24, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 6 others
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
33.3K reviews
Ted B
April 26, 2024
It seems the app has potential. But in my opinion it is too cluttered with promotional stuff. Debit rewards , credit insights , credit builder , your one at work account is linked in a big blue box on top of the screen. And then amongst all the mess is your balance. Needs to be cleaned up. Not so much advertising promotional clutter I just want to see a nice clear picture of my balance. Maybe on the next update it will look better
8 people found this review helpful
Did you find this helpful?
ONE Finance, Inc.
April 26, 2024
Thank you for the feedback here! We really appreciate it and will share it with our team. In the meantime, please reach out to us if you have any questions at socialsupport@one.app.
Eric Adkins
April 20, 2024
Thank you ONE for making banking "simple." I was tired of paying fees by big and classic banks, and you have changed the way I bank forever. I have been a customer since 2021 when ONE first began, and I am continuously amazed by the fantastic upgrades and features made. The mobile app is not only simple, but, easy to navigate and use for everyday banking. The improvements have been nice, and customer care has been amazing as well. ONE is the best! šŸ˜
99 people found this review helpful
Did you find this helpful?
ONE Finance, Inc.
April 20, 2024
Thanks so much for your review and for being a part of One!šŸ’™
Gio Cirillo
February 25, 2024
The new redesign is ok. It takes a few too many taps to get from the front page to being able to view debit/savings and actually do the things the app was built to do. I hate it when big UI updates are rolled out unexpectedly and it's especially jarring when it's something as personal and vital as banking. It makes me fear that policy changes will also be made very suddenly.
359 people found this review helpful
Did you find this helpful?
ONE Finance, Inc.
February 25, 2024
Thank you for your feedback! We are actively collecting all feedback regarding our recent updates from our customers. Rest assured that your input is being shared and heard by our team. Please reach out to us at socialsupport@one.app if we can assist with anything at all. We're here to help!